On March 15, the hip-hop world lost a major voice when Nate Dogg passed away from congestive heart failure at the age of 41. The rapper, whose birth name was Nathanial Hale, was most famous for his work with Warren G. -- he was featured on the hit "Regulate" -- and with Snoop Dogg. Hale had suffered several strokes since December of 2007 and been unable to work. For that reason, it was disappointing but not entirely surprising when our Redlands foreclosure defense attorneys read that his home in Pomona was foreclosed on March 17, just two days after his death. It was unclear whether any family members would be evicted from the home, although some reports said Hale did not actually live there.
Celebrity gossip website TMZ.com broke the news April 11 that foreclosure papers had been filed for the home March 17. That report said Hale hadn't made any payments since December and was $5,924 in default. Hale had been in bad health since his initial stroke in late 2007, which left him partially paralyzed on his left side. That stroke was followed by another in 2008, when longtime collaborator and friend Warren G said it was unclear whether Hale would be able to continue his career. Later reports said he had suffered memory loss and was unable to speak before his death. Warren G and other friends announced plans in late 2010 to raise money for Hale's medical needs, suggesting other financial trouble.
As Costa Mesa foreclosure defense lawyers, we know that medical problems are all too commonly a precursor to financial problems. In fact, a series of studies showed that medical bills were the direct or indirect cause of more than 60 percent of all bankruptcies in the United States. Hale had been ill for more than three years before his death, with a serious illness that likely required intense medical care and may also have required him to get help with daily life tasks. Both of these are very expensive Furthermore, his illness apparently kept him from making a living by performing or recording albums. Under those circumstances, it's not surprising that he'd fall behind on his mortgage, just like millions of other Americans with high medical costs.
At Howard Law PC, we help clients fight unfair or preventable foreclosures through aggressive negotiations and litigation. Many foreclosures can be prevented if the loan servicer is willing to consider modifying the interest rate, repayment period or other terms of the loan, which can bring ballooning payments down to a reasonable rate -- and make the difference between keeping the home and being foreclosed. However, in our experience as Long Beach foreclosure defense attorneys, most loan servicers don't want to prevent a foreclosure -- they want to maximize the amount of money they can recover in fines and fees, which they can do by pushing borrowers into foreclosure. We fight these predatory tactics by suing servicers and lenders that break HAMP rules or state and federal law by refusing to give loan modifications a fair consideration.
If your home is in default or foreclosure and you know you need help, you should call Howard Law today. For a free, confidential case evaluation, send us an email or call 1-800-872-5925.